Parendi

Language

EN
Try free

Your finances. On your Mac. Nowhere else.

Drag your bank statement into Parendi. It sorts every transaction into a category on its own and shows what you save, what you spend and where your net worth stands.

Download on the Mac App Store

Try it free for 30 days. A Mac with Apple silicon and macOS 26 or later.

Checking account, July 2026Example
Jul 27Costco Whse #0110 Seattle
Groceries		GroceriesKeyword−86.40
Jul 26Uber Trip
Transport		Transportremembered−23.50
Jul 25Payroll Acme Corp
Salary		Salaryremembered+8,200.00
Jul 24Pike Place Chowder
Restaurants		Restaurantsguessed−64.00
Jul 20Spotify USA
Subscriptions		SubscriptionsKeyword−11.99
Jul 19ETF purchase
ETF		ETFremembered−1,000.00
Jul 18Walgreens #3321
Health		Healthguessed−18.75
Income8,200
Expenses3,519
Investments2,198
Saved, 57%4,681

Schematic. The real import preview is in the picture further down.

  • No sign-upOpen the app and get started.
  • No internetmacOS doesn’t let the app go online, so it can’t send anything.
  • No bank connectionParendi never asks for your online banking login.
  • No subscriptionPay once and get every feature.

A bank statement, turned into a picture of your finances.

A spreadsheet does this too, if you give it an hour every month. Here you keep the hour.

  1. 1. ExportDownload the statement from your online banking. camt.053, OFX, CSV or Excel: whatever your bank offers will do.
  2. 2. Drop it inDrag the file into the window. Mapping columns is a first-time job at most.
  3. 3. LookTransactions are sorted, the numbers are there. What you make of them is entirely up to you.

The way your bank exports

camt.053, OFX, QFX, CSV or Excel.

camt.053 is the ISO 20022 statement banks in many countries hand out as XML. Parendi reads it as it is, with no column mapping: the account is in the file. Banks in the US, Canada, Australia and Brazil hand out OFX or QFX instead, and that goes in without mapping too. For CSV and Excel exports the app works out the columns itself and remembers the mapping per format.

Re-importing a month you already have is expressly allowed: anything already stored is skipped, anything new is added. More about importing

The import preview: detected transactions with their category, where the suggestion came from, and the chosen target account.
The import preview in the app: every row shows its category and where the suggestion came from.

Sorted before you look

Memory, keywords, Apple Intelligence.

Every transaction lands in a category. What you have already shown the app counts first, then your keywords, then Apple Intelligence on your own Mac. Each row says where its suggestion came from.

Correct an assignment and the app remembers that exact transaction text and sorts it the same way on the next import. There are no rules rewriting themselves behind your back. How the sorting decides

Envelopes, savings goals and a wagging finger when you eat out are not part of it. The app shows you what happened. What follows from it is yours to decide.

Where your paycheck goes

A year as cash flow.

At the end of a year you usually know how much was left over. Where the rest went, cash flow shows in one picture: from your paycheck through fixed costs and investments down to the single category.

There is nothing to set up. The picture comes from the transactions you import anyway. More about cash flow

A year of cash flow: income on the left, fixed and variable costs in the middle, categories on the right.

And then the big number

Net worth, pension, FIRE.

Brokerage account, pension, house, mortgage: you enter your positions once a month, or whenever suits you. The app charts the history and works out from your real spending when your assets can carry it.

Those numbers are already in the app, so you neither estimate them nor type them into a questionnaire. To the FIRE calculator

The FIRE calculator with FIRE number, progress, savings rate and the projection over the years.

What Parendi never sees

A finance app doesn't need to know who you are. This one doesn't, and it would have no way of finding out.

Read the full privacy policy

Your bank loginThere is no bank connection, and there is not meant to be one.You export, the app reads the file. Your login stays between you and your bank.
A serverParendi talks to none, and to no cloud either.You sign in nowhere, and nothing is synced or counted.
Your transactionsEverything sits in a SQLite file on your Mac and nowhere else.The daily backup goes wherever you want it, and restores on another Mac.
Your data as leverageWhen the trial ends the app becomes read-only.Reading, searching, copying and backing up stay open, even if you decide against buying.

Buy it once. Done.

One price, one purchase. There is no Pro tier and no feature waiting behind a second checkout. Other finance apps charge a subscription because their bank connection costs them money every month. There isn't one here.

What the trial covers

Parendi, all featuresCHF 30once
  • 30 days to try it, counted from your first import rather than the install
  • Extendable once by another 30 days, inside the app
  • Read-only after that, until you buy. Your data stays usable
  • The App Store sets prices in euros and other currencies
Download on the Mac App Store

A Mac with Apple silicon and macOS 26 or later.

Parendi stands for abundance

Parendi is an old Iranian name. In the Avesta, the scriptures of Zoroastrianism, Parendi is the companion of Ashi, "she who allots what is due". My roots are Iranian, hence the name.

Who is behind it

One person, not a team: Missaq Ataschi, based in Solothurn, Switzerland. A support mail reaches the same person who wrote the code. More about the app and who is behind it